We offer a range of Corporate Fixed Deposits varying in tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.
Why opt for Corporate Fixed Deposits?
  • If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level
  • Attractive returns at interest rates higher than banks's Fixed Deposits
  • Higher Interest rates for senior citizens
  • High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
  • Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
  • Flexible tenure - there are various tenures ranging from 1 to 7 years
  • You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
  • You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers
Interest Rate Comparison
Fixed Deposits
Rating
1 Yr
2 Yr
3 Yr
4 Yr
5 Yr
Sr citizen
Mahindra Finance
FAAA
9.25%
10.00%
10.25%
9.75%
9.75%
0.25%
Shriram Transport Finance
FAA+
9.25%
9.75%
10.75%
10.75%
10.75%
0.25%
Period (Months) Non Cumulative Scheme Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly Interest Yield
12 9.25% 9.00% 8.95% - 9.25% 9.25% 0.25% extra for senior citizen across all slabs Resident Individual, Trusts, Companies, HUF's
24 9.75% 9.52% 9.41% - 9.75% 10.23%
36 10.75% 10.47% 10.34% - 10.75% 11.94%
48 10.75% 10.47% 10.34% - 10.75% 12.60%
60 10.75% 10.47% 10.34% - 10.75% 13.32%
Min. Amt Rs. 25,000/- Rs. 20,000/- Compounded Annually
HDFC
FAAA
9.25%
9.25%
9.25%
9.00%
9.00%
0.25%
Period (Months) Non Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly
12-23 9.25% 9.05% 8.95% 8.90% 0.25% extra for senior citizen across all slabs Resident Individual, NRI, Trusts
24-35 9.25% 9.05% 8.95% 8.90%
36-47 9.25% 8.80% 8.95% 8.90%
48-60 9.00% 8.80% 8.70% 8.65%
15 9.50% 9.40% 9.30% 9.25%
33 9.50% 9.30% 9.20% 9.15%
Min. Amt Rs. 20,000 Rs. 20,000 Rs. 20,000 Rs. 40,000
PNB Housing Finance
FAAA
9.50%
9.50%
9.55%
9.50%
9.50%
0.25%
Period (Months) Non Cumulative Scheme Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly Interest Yield
12 - 9.30% - - 9.30% 9.52% 0.25% extra for senior citizen across all slabs Resident Individual, Trusts, Companies, HUF's, AOP
24 - 9.30% - - 9.30% 9.97%
36 - 9.30% - - 9.30% 10.45%
48 - 9.20% - - 9.20% 10.83%
60 - 9.20% - - 9.20% 11.36%
72 - 9.15% - - 9.15% 11.84%
84 - 9.15% - - 9.15% 12.44%
Min. Amt Rs. 20,000/- Rs. 10,000/- Compounding Half-Yearly
Period (Months) Non Cumulative Scheme Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly Interest Yield
12-23 9.00% - 8.70% 8.65% 9.00% - 0.25% extra for senior citizen across all slabs Resident Individual, NRI, Trusts, Companies, HUF's, AOP
24-35 9.25% - 8.95% 8.90% 9.25% -
36-59 9.00% - 8.70% 8.65% 9.00% -
12 9.00% - 8.70% 8.65% 9.00% 9.00%
15 9.25% - 8.95% 8.90% 9.25% 9.35%
20 9.25% - 8.95% 8.90% 9.25% 9.53%
30 9.25% - 8.95% 8.90% 9.25% 9.90%
35 9.25% - 8.95% 8.90% 9.25% 10.09%
40 9.00% - 8.70% 8.65% 9.00% 9.98%
60 8.75%   8.50% 8.40% 8.75% 10.42%
Min. Amt Rs. 10,000/- - Rs. 20,000/- Rs. 40,000/- Rs. 10,000/- Compounding Annually
Period (Months) Non Cumulative Scheme Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly Interest Yield
12 - 8.75% - - 8.75% 8.94% 0.10% extra for senior citizen upto Rs. 50,000/- & 0.25% for senior citizen above Rs. 51,000/- Resident Individual, NRI, Trusts, Companies, HUF's, AOP
18 - 8.75% - - 8.75% 9.14%
24 - 9.00% - - 9.00% 9.63%
36 - 9.25% - - 9.25% 10.39%
60 - 9.50% - - 9.50% 11.81%
Min. Amt Rs. 10000/- & in multiples of Rs. 1000/- Compounded Half-Yearly
HUDCO
AA+
9.15%
9.00%
9.00%
8.75%
8.75%
0.25%
Period (Months) Non Cumulative Scheme Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly Interest Yield
12 9.00% 9.00% 9.00% - 9.00% 9.31% 0.25% extra for senior citizen across all slabs
Resident Individual, NRI, Trusts, Companies, HUF's, AOP
24 9.10% 9.10% 9.10% - 9.10% 9.86%
36 9.20% 9.20% 9.20% - 9.20% 10.46%
48 9.00% 9.00% 9.00% - 9.00% 10.69%
60 9.00% 9.00% 9.00% - 9.00% 11.21%
72 8.50% 8.50% 8.50% - 8.50% 10.94%
84 8.50% 8.50% 8.50% - 8.50% 11.45%
Min. Amt Rs. 50,000/- (Regular Plus) & in multiples of Rs. 5000/- / Rs. 10,000/- (Multiplier Plus) & in multiples of Rs. 1000/- Compounded Quarterly
DHFL
FAAA
10.25%
10.25%
10.25%
10.25%
10.25%
0.50%
Period (Months) Non Cumulative Scheme Cumulative Scheme Extra Benefit Who can Invest?
Yearly Half yearly Quarterly Monthly Interest Yield
12 10.50% 10.25% 10.13% 10.05% 10.25% 10.51% 0.50% extra for senior citizen/ shareholders. 0.25% extra for Investments above Rs. 25 Lakhs (except for 40 months) Resident Individual, NRI, Trusts, Companies, HUF's
14 10.76% 10.50% 10.37% 10.29% 10.50% 10.87%
24 10.50% 10.25% 10.13% 10.05% 10.25% 11.07%
36 10.50% 10.25% 10.13% 10.05% 10.25% 11.66%
40 10.75% 10.45% 10.30% 10.20% 10.75% 12.16%
48 10.50% 10.25% 10.13% 10.05% 10.25% 12.29%
60 10.50% 10.25% 10.13% 10.05% 10.25% 12.97%
72 10.50% 10.25% 10.13% 10.05% 10.25% 13.69%
84 10.50% 10.25% 10.13% 10.05% 10.25% 14.47%
Min. Amt Rs. 20,000/- Compounded Annually for 40 Mnths Half-Yearly for all other tenures